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2026
Employee Insurance Benefits Plan Guide

Plan Year: January 1, 2026 - December 31, 2026

Welcome Spooner Members!

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Employee benefits are an extremely important part of your employment experience and we are excited to deliver your 2026 benefit package. Your team of experts at Spooner is continuously aiming for solutions that are focused on helping you optimize your health and vitality in mind, body, and spirit.

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In the last few years, Spooner has implemented several innovative and progressive changes to our benefits package that are in line with our core purpose of helping our employees achieve better health. We are doing this by changing the way healthcare is delivered, and it takes a team of dedicated professionals to accomplish this. Our Spooner Human Resources Department, our Spooner MSD professionals, and our direct primary care provider, ARK Family Health, are the core team who are driving such great change for all of us!

Life and AD&D

Life and AD&D

Partnerships

Medical: BRMS

Direct Primary Care: Ark Family Health (AZ

Direct Primary Care: Mid Cities(TX)

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Prescription Drugs: TrueScripts(PBM) 

RxManage (International RX)

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Dental and Vision: Ameritas

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Life and AD&D, Voluntary Life and AD&D, Voluntary Short and Long Term, Accident and Critical Illness: UNUM

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Dependent Care Flexible Spending-Health Equity

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Pet Insurance-ASPCA

Pet Care Discount Program-United Pet Care

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Medical

We are proud to offer you a medical plan that provides comprehensive medical and prescription drug coverage. The plan also offers many resources and tools to help you maintain a healthy lifestyle.

Dental

This plan offers you the freedom and flexibility to use the dentist of your choice. However, you will maximize your benefits and lower your out-of-pocket costs if you choose a dentist who participates in the Ameritas network. 

Vision

This plan gives you the freedom to seek care from the provider of your choice. However, you will maximize your benefits and lower your out-of-pocket costs if you choose a provider who participates in the Ameritas network.

Life and AD&D

Life insurance provides your named beneficiary(ies) with a benefit after your death.Accidental death and dismemberment (AD&D) insurance provides specified benefits to you in the event of a covered accidental bodily injury that directly causes dismemberment.

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